Last revised on Jan 1, 2024, effective as of Jan 31, 2024

These Terms of Service are a contract between you and GOTOMYACCOUNTS GLOBAL - FZCO (referred to in these Terms of Service as “GoToMyAccounts”, “us”, “we” or “our”), the provider of the GoToMyAccounts website and the services accessible from the GoToMyAccounts website (which are collectively referred to in these Terms of Service as the “GoToMyAccounts Service”).

You are agreeing to be bound by these Terms of Service. If you do not agree to these Terms of Service, please do not use the GoToMyAccounts Service. In these Terms of Service, “you” refers both to you as an individual and to the entity you represent. If you violate any of these Terms of Service, we reserve the right to cancel your account or block access to your account without notice.

Your Account

  • Eligibility. Your account must be registered by a human. Accounts registered by “bots” or other automated methods are not permitted. Additionally, you must be 18 years of age or older.
  • Registration Information. You must provide a valid permanent email address, along with any other information required by GoToMyAccounts during the registration process.
  • Password. You are responsible for maintaining the security of your account and password. We will not be liable for any loss or damage from your failure to comply with this security obligation. Personally identifiable information submitted by you will be subject to our Privacy Statement.
  • Restrictions. You may not use the GoToMyAccounts Service for any illegal or unauthorized purpose. You must not, in the use of the GoToMyAccounts Service, violate any laws in your jurisdiction, including, among other things, by:
    • distributing any virus, trojan, trap door, or other harmful or disruptive computer code, mechanism or program;
    • covering or obscuring any notice, legend, warning or banner contained on the GoToMyAccounts Service;
    • interfering with or circumventing any security feature of the GoToMyAccounts Service or any feature that restricts or enforces limitations on use of or access to the GoToMyAccounts Service;
    • infringing or violating the rights of any other party, including without limitation any intellectual property rights, including copyright laws, or rights of privacy or publicity
    • being obscene, pornographic, fraudulent, deceptive, defamatory, threatening, or slanderous as determined by GoToMyAccounts in its sole discretion; or
    • deliberately misleading anyone as to your identity, impersonating another, or falsely identifying the source of any information.
  • Prohibited Business Types and Activities
    • Gambling establishments, both brick and mortar and online
    • Debt consolidation
    • Pornographic materials or entities that promote pornographic content
    • Drugs or drug paraphernalia

Payment, Refunds, Upgrading and Downgrading

GoToMyAccounts accepts payments by credit card and ACH (US bank accounts only) unless you are on an annual plan, in which case payment via e-check or bank transfer is also acceptable. Free trial accounts are not required to provide a credit card number.

The GoToMyAccounts Service is billed in advance in accordance with our pricing schedule. There will be no refunds or credits for partial months of service, annual payments, or refunds for months unused with an open account. In order to treat everyone equally, no exceptions will be made.

All fees are exclusive of all taxes, levies, or duties imposed by taxing authorities, and you will be responsible for payment of all such taxes, levies, or duties, excluding only United States (federal or state) income taxes. You agree to pay for any taxes that might be applicable to your use of the GoToMyAccounts Service or payments made by you in connection with your use of the GoToMyAccounts Service.

Violation of these Terms of Service

We reserve the right to investigate any violations of these Terms of Service and take action (at our discretion) including termination of the violating account with or without warning. You acknowledge that GoToMyAccounts has no obligation to prescreen or monitor your access to or use of the GoToMyAccounts Service or any information, materials or other content provided or made available through the GoToMyAccounts Service, but has the right to do so.


You are solely responsible for properly canceling your account. As a security precaution, an email or phone request to cancel or make changes to your account will not result in cancellation. You can cancel your account at any time from the “Your Plan” page. The Account Owner, and in some cases Administrators with permission, are the only Users with access to this page.

Any cancellation of your account will result in the deactivation or deletion of your account, and the removal of all content in your account. Cancellations will take effect immediately. If you wish to continue using your account through the end of a billing cycle, please specify that option on the cancellation page.


GoToMyAccounts reserves the right to terminate any free accounts that do not have any activity (replies or logins) for sixty (60) days, or trial accounts without a payment method thirty (30) days after expiration.

GoToMyAccounts, in its sole discretion, has the right to suspend or terminate your account if you breach these Terms of Service. Any termination of your account will result in the deactivation or deletion of your account, denied access to your account, and the removal of all content in your account.

Modifications to the GoToMyAccounts Site and Prices

We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, the GoToMyAccounts Service (or any part thereof) with or without notice. However, we will make our very best efforts to notify customers of any upcoming system maintenance and/or service disruptions.

Prices of all GoToMyAccounts Service plans are subject to change. If GoToMyAccounts does for any reason have to remove the plan you are on or require an upgrade to a current plan, we will provide you with at least three (3) months notice via email.

We will not be liable to you or to any third party for any modification, price change, suspension or discontinuance of the GoToMyAccounts Service.

We reserve the right, in our sole discretion, to change, modify, add to, supplement or delete any portion of these Terms of Service at any time, effective with or without prior notice; provided, however, that we will use reasonable efforts to provide you with notification of any material changes (as determined in our sole discretion) by email.

If any future changes to these Terms of Service are unacceptable to you or cause you to no longer be in compliance, you must immediately stop using the GoToMyAccounts Service. Your continued use of the GoToMyAccounts Service following any revision to this Agreement constitutes your complete acceptance of any and all such changes. Any new features that augment or enhance the current GoToMyAccounts Service, including the release of new tools and resources, will be subject to these Terms of Service.

Intellectual Property and Content Ownership

We claim no ownership rights over the content submitted or created exclusively by you in your GoToMyAccounts Service account. Any content that is yours remains yours. These Terms of Service do not grant us any licenses or rights to your content except for the limited rights needed for us to provide the GoToMyAccounts Service to you.

Similarly, any reporting data we collect from your use of the GoToMyAccounts Service remains yours. By using the GoToMyAccounts Service you agree that we can use this data to provide the GoToMyAccounts Service to you, and you also agree that as long as the data is anonymized and does not identify you, we can combine this data with the anonymized data of other companies to provide benchmarking, public reports or to otherwise use it to provide the GoToMyAccounts Service.

The contents of the GoToMyAccounts Service are copyrighted under the United States copyright laws (© 2018 - GoToMyAccounts LLC). GoToMyAccounts, and the GoToMyAccounts logos, are trademarks of GoToMyAccounts LLC and may not be used without our express written permission. You may not duplicate, copy, or reuse any portion of the HTML/CSS or visual design elements without express written permission. You do not acquire any ownership rights by using the GoToMyAccounts Service.

Account Access

In some cases, it is necessary for GoToMyAccounts employees to access your account and content in order to diagnose a problem. When you contact our support team, it is implied that you are allowing GoToMyAccounts employees to access your account if necessary, in order to be helpful. If you wish to receive assistance without granting permission to your account, please specify as much in your communication with our support team and those requests will be honored to the extent possible.


You agree to indemnify and hold GoToMyAccounts, its parents, subsidiaries, affiliates, officers, partners and employees harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the GoToMyAccounts Service, use of your account by any third party, your violation of these Terms of Service, or any infringement by you or any third party using your account.


The GoToMyAccounts Service and its contents are provided “as is” and “as available” without any warranty or representations of any kind, whether express or implied. GoToMyAccounts is a distributor and not a publisher of the content supplied by third parties; as such, GoToMyAccounts exercises no editorial control over such content and makes no warranty or representation as to the accuracy, reliability or currency of any information, content, service or merchandise provided through or accessible via the GoToMyAccounts Service. Without limiting the foregoing, GoToMyAccounts specifically disclaims all warranties and representations in any content transmitted on or in connection with the GoToMyAccounts Service or on sites that may appear as links on the GoToMyAccounts Service, or in the products provided as a part of, or otherwise in connection with, the GoToMyAccounts Service, including without limitation any warranties of merchantability, fitness for a particular purpose or non-infringement of third party rights. No oral advice or written information given by GoToMyAccounts or any of its affiliates, employees, officers, directors, agents, or the like will create a warranty. Price and availability information is subject to change without notice. Without limiting the foregoing, GoToMyAccounts does not warrant that the GoToMyAccounts Service will be uninterrupted, uncorrupted, timely, or error-free.

Limitation of Liability

You agree that GoToMyAccounts will not be liable for any indirect, incidental, special, exemplary or consequential damages, lost profits, lost data, or business interruption, in any way whatsoever arising out of the use of, or inability to use, the GoToMyAccounts Service, whether or not GoToMyAccounts is advised of the possibility of such damages.

You agree that GoToMyAccounts is not liable to you for any miscommunications originating from the GoToMyAccounts platform such as emails, SMS text messages, telephone calls.

While GoToMyAccounts will always strive to ensure data displayed on customer portals is accurate, there are instances where an internal or  third party process could potentially produce inaccurate data or out-of-date data due to a failed sync process, software issue, or failed third party process. GoToMyAccounts will correct and resolve software issues that may arise, but you agree that GoToMyAccounts will not be liable for losses or damages as a result of a data inaccuracy.

To the fullest extent permitted by law, these disclaimers and limitations of liability apply to any and all damages or injury whatsoever caused by or related to use of, or inability to use, the GoToMyAccounts Service under any cause or action whatsoever of any jurisdiction, including, without limitation, actions for breach of warranty, breach of contract or tort (including negligence).


If for any reason a court of competent jurisdiction finds any provision or portion of these Terms of Service to be unenforceable, the remainder of these Terms of Service will continue in full force and effect. Any waiver of any provision of these Terms of Service will be effective only if in writing and signed by an authorized representative of GoToMyAccounts. GoToMyAccounts will be entitled to injunctive or other equitable relief (without the obligations of posting any bond or surety) in the event of any breach or anticipatory breach by you. The GoToMyAccounts Service is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Accordingly, those persons who choose to access the GoToMyAccounts Service from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. These Terms of Service (which include and incorporate the GoToMyAccounts Privacy Statement and Data Protection Statement) contains the entire understanding, and supersedes all prior understandings, between you and GoToMyAccounts concerning its subject matter, and cannot be changed or modified by you. The section headings used in this Agreement are for convenience only and will not be given any legal import.